Buying a Home | First Heritage Mortgage

30 2019 January

How a Fixed-Rate Mortgage Works

When you get a mortgage, there is much to consider. One of the biggest decisions a borrower will make is whether to choose a fixed-rate...

22 2019 January

What is a Mortgage Amortization Schedule?

Buying a home is one of the largest financial investments a person will make in their lifetime, which is why most people need a mortgage...

27 2018 November

Pay Off Your Mortgage Early: Easy Tricks Anyone Can Use

In Partnership With There are two ways to own your home. Either you can pay cash upfront or you can pay little by little, year...

13 2018 November

How Does a Mortgage Credit Certificate from the VHDA Work?

If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands...

13 2018 June

Navigating the Homebuying Journey: A Guide for the First-Time Homebuyer

For many homebuyers, buying a home can be a huge burden. If you’re a first-time homebuyer, this milestone can be an especially stressful and overwhelming...

22 2018 May

5 Things You Should Know Prior to Making a Down Payment on a House

Are you a homebuyer trying to figure out how much you should put down on your house? Buying a house can be overwhelming, and making...

10 2018 April

Mortgage Rate Lock: How To Know If You Should Lock Your Interest Rate

The most important factor in your mortgage may be the interest rate. The rate you pay on your mortgage will decide your monthly mortgage payment,...

23 2017 December

Keeping Score on Your Credit

Your Credit Score and Your Mortgage The information in your credit report has a huge impact on whether or not you qualify for a mortgage...

20 2017 December

What You Need to Know: Title and Insurance

The following information is supplied for informational purposes and should not be relied upon as legal definitions. Before you reach the closing day, you will...