05 2024 December
How to Refinance Your ARM Into a Fixed-Rate Mortgage
If you started your homeownership journey with an adjustable-rate mortgage (ARM), you’re not alone. ARMs can be an appealing choice due to their lower initial...
Read More16 2024 May
When is the Right Time to Refinance Your Mortgage?
When mortgage interest rates come down, many homeowners start to wonder if it makes sense for them to refinance. Your mortgage is most likely your...
Read More22 2022 December
Your Home Equity – 3 Ways To Tap Into It and 4 Ways To Best Use It
In Partnership With Home equity is the difference between the current value of your home and the amount you owe on an outstanding mortgage. It...
Read More31 2022 March
How Does the Fed Rate Hike Affect Homebuyers?
Earlier this month, Federal Reserve officials increased the federal funds rate by 0.25 percent, marking their first rate hike since 2018. You might be wondering...
Read More27 2021 July
FHFA Eliminates Adverse Market Refinance Fee
Rates dropped to historic lows over the past year and a half, with many homeowners taking advantage of these market conditions and refinancing their mortgages....
Read More08 2021 June
Fannie Mae and Freddie Mac Announce New Refinance Programs for Low-Income Families
Last year was exceptional for many reasons. For homeowners, an unexpected positive result of the pandemic was historically low interest rates. These low rates resulted...
Read More25 2021 March
How You Can Avoid Private Mortgage Insurance
There are many fees associated with buying a house, from inspections to appraisals to insurance. Most buyers don’t want to spend more than they need...
Read More18 2021 March
How Often Can You Refinance?
Have you questioned, “How many times can I refinance my home?” The short answer is that you can refinance your loan as many times as...
Read More04 2020 December
Home Appraisals 101: What You Need to Know
Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process. Lenders typically require a...
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