Bethesda Home Mortgage Lender | First Heritage Mortgage

Whatever you need, we've got you covered.

One size doesn’t fit all. That’s why we offer a range of mortgage options that go beyond conventional programs.

Home Loans

Construction & Renovation Loans

Refinance

Specialty Financing

Connect with a Loan Officer

We can’t wait to welcome you to Bethesda.

Welcome to First Heritage Mortgage, where we understand the significance of a home. It’s not just a physical structure — it’s a place of comfort, security, and endless possibilities for you and your loved ones. Our mission is simple: To streamline the home buying process, empowering you to embrace homeownership with confidence.

Home Mortgage Loans

We understand that each homebuyer is unique, and that’s why we’re proud to offer a diverse range of mortgage options tailored to your individual needs, financial situation, and lifestyle goals in Bethesda. From the predictability of fixed-rate mortgages to the flexibility of adjustable-rate mortgages (ARMs), our solutions are designed to seamlessly adapt to your evolving circumstances over time.

Our fixed-rate mortgages offer simplicity and peace of mind, featuring principal and interest payments that remain constant throughout the loan term, shielding you from market fluctuations. With loan terms ranging from 10 to 30 years, we’ll work closely with you to identify the option that best aligns with your long-term plans and current financial profile.

If you anticipate significant life changes such as relocating for a new job opportunity or refinancing in the near future, our ARM products may be the ideal fit for you. Benefit from lower initial rates combined with a fixed-rate period upfront, allowing you to take advantage of competitive pricing while maintaining flexibility down the road.

As highly experienced Bethesda home mortgage lenders, we specialize in government loan programs like FHA, VA, and USDA options, which offer unique benefits such as low down payment requirements, relaxed credit qualifications, and attractive rates. Our knowledgeable experts will guide you through every detail to ensure you maximize the advantages of these programs.

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Construction and Renovation Loans

Whether you’re envisioning a custom new build in Bethesda or dreaming of revitalizing an existing property, our seasoned lending professionals are here to support you every step of the way. From ground-up construction to renovation projects, we offer specialized loans tailored to the specific scope and needs of your endeavor. With acquisition and development financing to renovation mortgages, our smart loan solutions will support you throughout the entire process.

Refinancing and Specialty Loan Programs

As your homeownership needs evolve, so do our solutions. If you’re considering refinancing to reduce monthly mortgage payments, shorten your loan term, or tap into your home’s equity, our dedicated Bethesda team will carefully review your goals to identify the ideal path forward. Whether it’s reducing your current interest rate, adjusting your loan term length, or accessing equity for renovations or debt consolidation, we’ll work hand-in-hand with you to find the right solution.

For homebuyers with more complex requirements such as second mortgages, bridge loans, or portfolio loan programs, our experienced Bethesda mortgage experts will explore every available option to custom craft a financing solution that perfectly aligns with your circumstances and future plans.

At First Heritage Mortgage, we’re more than just lenders — we’re your trusted partners in homeownership. With our personalized approach, commitment to transparency, and diverse product menu, we’re committed to providing you with the very best service — every step of the way.

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