Our Blog for Mortgage Insights, Tips, & News
The latest in our thought leadership on all mortgage-related subjects.
15 2025 February
Happy Valentine’s Day!
Love may be in the air, but interest rates didn’t get much love after this week’s big inflation report. Fed Chairman Testimony: The Economy...
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08 2025 February
Jobs Being Drowned by Politics
From golden pagers given as gifts from Israel to US President Trump, to over 60,000 US Civil Service members agreeing to mass layoffs, this week...
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01 2025 February
Rates Improved but for Unexpected Reasons
Mortgage rates fell slightly below 7% on weekly averages after a surprise report out of China. China announced DeepSeek, a competitor for OpenAI’s model ChatGPT,...
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30 2025 January
What is a DSCR Loan?
If you’re a real estate investor looking to expand your portfolio or purchase your next rental property, you’ve likely encountered the term “DSCR loan.” But...
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25 2025 January
Where is Inflation, Really?
This week began with the Presidential Inauguration and the Martin Luther King, Jr. holiday both falling on Monday. Despite the almost constant headlines of Executive...
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18 2025 January
Inflation Saves Interest Rates
After last week’s strong Bureau of Labor Statistics (BLS) Jobs report caused rates to jump, we had a rocky start to the week. The Producer...
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11 2025 January
Employment Hurts Rates
This week was jam-packed with economic reports despite being shortened on Thursday due to the funeral of President Jimmy Carter. JOLTS: More Job Openings, Lower...
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07 2025 January
First Heritage Mortgage Welcomes Todd Pede as VP, Branch Manager of the Bethesda, MD Office
Bethesda, MD – January 6, 2025 – First Heritage Mortgage (FHM) is proud to announce the addition of Todd Pede (NMLS ID #846737) as the...
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04 2025 January
Welcome to 2025
This was another holiday-shortened week that saw only small movement in the bond and interest rate markets: Chicago Purchasing Managers Index: Bad News for Manufacturing...
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