Our Blog for Mortgage Insights, Tips, & News
The latest in our thought leadership on all mortgage-related subjects.
21 2021 January
What is Mortgage Escrow?
Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your...
Read More⟶
14 2021 January
Mortgage Rate Lock: How to Lock In Your Interest Rate
The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost...
Read More⟶
08 2021 January
When Is My First Mortgage Payment Due?
There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing...
Read More⟶
21 2020 December
7 DIY Tips to Keep the Critters Out of Your Home
Our homes become some of the warmest and safest places for many different creepy crawlies during the colder months. During the fall, insects — called...
Read More⟶
17 2020 December
Virginia Housing Names Two First Heritage Mortgage Loan Officers to 2020 Top Producing Loan Officers List
We are thrilled to announce that Virginia Housing (formerly VHDA) has named First Heritage Mortgage loan officers Jeffrey Neilsen and David Bridges Jr. to its...
Read More⟶
10 2020 December
How Adjustable Rate Mortgages Work
When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make...
Read More⟶
04 2020 December
Home Appraisals 101: What You Need to Know
Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process. Lenders typically require a...
Read More⟶
29 2020 November
Increase the Value of Your Home With These 10 Quick Fixes
If you’re planning on selling your home, you may also be thinking of different ways to boost its value. However, with the many remodeling ideas,...
Read More⟶
24 2020 November
How Property Tax Works
Homeownership comes with its own set of obligations that you may not have otherwise known about. You will undoubtedly factor in your down payment and...
Read More⟶