Buying a Home
11 2025 September
How to Buy a Home with Student Loan Debt
For many Americans, student loan debt can feel like one of the most significant barriers to buying a home. According to the Education Data Initiative,...
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08 2025 September
What the Homebuyers Privacy Protection Act Means for You
On September 5, 2025, President Trump signed the Homebuyers Privacy Protection Act (H.R. 2808), also known as the Trigger Leads Bill, into law. This new...
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14 2025 August
What Are the Differences Between VantageScore 4.0 vs. FICO® 10 Credit Scoring Models?
When you apply for a mortgage, your credit score plays a significant role in whether you get approved. It also affects your interest rate and...
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31 2025 July
How to Buy a Vacation Home with a Non-QM Loan
Have you ever taken a vacation that you wished would last forever? Sometimes a vacation destination sticks with you and inspires you to relive that...
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26 2025 July
Fed vs Trump
Trump and Powell’s Meeting Signals Tension The war of words between President Trump and Federal Reserve (Fed) Chairman Jerome Powell over the Fed’s hesitancy to...
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21 2025 June
Fed Holding Rates Steady
The big news this week for mortgage rates was the Federal Reserve (Fed) meeting on Tuesday and Wednesday. As expected, they decided to maintain rates at...
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14 2025 June
Friday the 13th, Mortgages, and Bond Markets
In Western superstition, the number 13 has been considered unlucky. The exact origins are unknown, but there are several possibilities: Either way, Friday the 13th is now...
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05 2025 June
Why the Richmond Housing Market is One of America’s Hottest Real Estate Markets in 2025
If you’ve been watching the real estate market this year, you’ve probably heard Richmond, Virginia, mentioned again and again, for good reason. With home values...
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31 2025 May
To cut or not to cut, that is the question
Fed Policy Debate: Trump Pressures Powell This week saw an important meeting between President Trump and the Federal Reserve (Fed) chairman, Jerome Powell. The topic...
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