7 Reasons Your Mortgage Was Declined

7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…
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5 Reasons You Need to Talk Your Lender First

Post Before beginning the home search, talking with a lender is a crucial move. Not only will you know the exact amount of home you can afford, but you’ll also have all your necessary documents in order which gives you an…
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Home Buyer Story: Josselyn and Miguel

Post The Process How long is the journey to home ownership? A month, two months, a year…or longer? The first time I met Josselyn and Miguel was at their closing after working with them for only two months. Their journey to…
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Everything You Need to Know About Bridge Loans

As a homeowner, the idea of moving from your current home to a new home can seem like a headache. How do you handle a new mortgage, when you still are paying your current mortgage? So what happens when you’ve…
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5 Smart Ways to Use Your Tax Refund

Post Receiving a check from the IRS is exciting – but making the decision on what to actually do with the extra money in your pocket can be difficult. You worked hard for your tax refund, so now it’s your refund’s…
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Everything You Need to Know About Gift Funds

Post Despite being able to afford the monthly mortgage payments, occasionally potential buyers avoid a home purchase because they lack the funds for a down payment. Many home buyers struggle scrapping up money for a down payment – which is why…
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How Does a Home Inspection Work?

Post What is a Home Inspection? Buying a home is typically one of the biggest investments a person will make in their life, which is why a home inspection can be a crucial element of most home purchases. A home inspection…
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FHA 203(k) Loans: Standard vs. Limited

Post If you are looking to make some renovations or even build your dream home from the ground up, then you may want to know about construction loans. Construction loans are great financing solutions that provide homeowners with the tools and…
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What is a Non-Warrantable Condo?

Post Condos are the perfect homes for many reasons – they can open homeownership to different groups of people and can be an affordable way to live in an urban setting or vacation hot spot without buying an entire house. They…
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How a Fixed-Rate Mortgage Works

Post When you get a mortgage, there is much to consider. One of the biggest decisions a borrower will make is whether to choose a fixed-rate mortgage, or an adjustable-rate mortgage (ARM). While both loans have their benefits, you should begin…
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