How Adjustable Rate Mortgages Work

How Adjustable Rate Mortgages Work

Post When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make is whether to go with a fixed rate mortgage or an adjustable rate mortgage (ARM). …
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Home Appraisals 101: What You Need to Know

Post Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process.  Lenders typically require a professional, independent appraisal of the home you want to buy or refinance. This ensures the…
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How Property Tax Works

Post Homeownership comes with its own set of obligations that you may not have otherwise known about. You will undoubtedly factor in your down payment and closing costs when establishing your affordability, but maintenance costs, HOA fees, and various other expenses…
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Cash to Close: What You Need to Know

Post As you approach the final stretch of the home buying process, one term you want to be familiar with is cash to close. Although this term does not directly refer to actual cash, cash to close is important because it does refer to…
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Getting a Loan for a Rental Property: The Requirements

Post When looking to buy a rental property, getting a loan is usually the first step. Often, though, people misunderstand the requirements involved. Information overload is sometimes to blame for this. Getting a loan for a rental property involves knowledge of…
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5 Tips for Buying a Second Home

Post Are you thinking about buying a second home? With interest rates as low as they are now, it might be the perfect time to take the next step if you’ve been on the fence. Whether you’re looking for a vacation…
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How the West Virginia Housing Development Fund Makes Homeownership Affordable

Post The West Virginia Housing Development Fund: Everything You Need to Know Often referred to as the Mountain State and known for its scenic views, West Virginia is a place many people look to reside in. If you’re considering purchasing a…
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What is a Conventional Loan?

Post With so many loan options out there, trying to find the right one for you may feel like a tough task. It’s critical that you do your research and find the best mortgage option that suits your needs. Here to…
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Buying a Home in Pennsylvania? Start Here.

Post Home of the Liberty Bell and cheesesteaks, Pennsylvania is a place where several individuals find their dream home. If you’re thinking about buying a home in the Keystone State, we want to let you know that the state of Pennsylvania…
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What Does the New FICO® 10 Credit Score Mean for Homebuyers?

Post Credit scores are essential to every aspect of your life, especially when you are buying a home. How you manage your credit plays a significant role in how your credit score is calculated, and ultimately, in determining interest rates and…
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