Loan Options | First Heritage Mortgage

05 2024 December

How to Refinance Your ARM Into a Fixed-Rate Mortgage

If you started your homeownership journey with an adjustable-rate mortgage (ARM), you’re not alone. ARMs can be an appealing choice due to their lower initial...

12 2024 September

Co-Borrower vs. Co-Signer: Which One is Right for You?

It is no secret that buying a home is a significant life decision. Once you’ve done your research, gotten prepared, and are ready to take...

13 2024 June

How to Buy a Home While Serving in the Military

Buying a home is a significant milestone for anyone, but it can be particularly unique for an active-duty service member. Frequent moves, deployments, and the...

14 2024 March

A Guide to First-Time Homebuyer Programs in 2024

Going through the home buying journey for the first time is sure to be both an exciting and sometimes overwhelming time for you. You will...

15 2024 February

What You Need to Know About the 2024 Conforming Loan Limits

In the ever-evolving landscape of real estate and finance, keeping up with changes to loan limits is crucial for both homebuyers and industry professionals. This...

26 2023 October

How to Deal with High Mortgage Interest Rates

In today’s real estate market, high mortgage interest rates can feel like a significant challenge for potential homebuyers to overcome. There are several strategies that...

24 2023 August

How to Reduce Mortgage Insurance Premiums on FHA Loans

Buying a house is one of the most significant financial decisions that you can make. Whether you are a first-time homebuyer, or you’ve been through...

20 2023 July

What is an ITIN Loan?

Purchasing a home is a huge milestone in anyone’s life, but for first-time homebuyers who were not born in the United States, the process can...

09 2023 March

A Guide to First-Time Homebuyer Programs in 2023

For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process...