What Is An Extended Rate Lock?

What Is An Extended Rate Lock?

Who doesn’t love getting the best deal? We would say no one. Of course you want to save money on your monthly mortgage payment! The biggest factor to save you money on your home loan once you’ve selected where to…
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Who Pays for Closing Costs?

You already know that you’ll need some money saved up for a down payment for most loan programs. While you can minimize that to as low as 3.5% with FHA loans and down to 3% with some conventional loans, it’s…
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How an FHA 203(k) Loan Can Help You Buy a Home and Finance Renovations

Buying a fixer-upper, or a house that needs some renovations, can be a really rewarding experience. Not only do you get more house for your spend, but you’ll build a bond with it­ – literally. You’ll be investing your time…
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5 Things You Should Know About Non-Qualified Mortgages

You’re ready to start your home buying journey, but even the first step in the process can leave you questioning how you will finance your home purchase. If you’re planning to apply for a qualified mortgage with a W-2 job…
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Can You Get a Mortgage After Bankruptcy?

In Partnership With If you’re considering filing for bankruptcy or have already gone through the process, you’re probably wondering how this affects your ability to get a mortgage, and if you can even qualify for one at all. It can…
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How to Sell Your House and Buy a New One at the Same Time

Like the seasons of the year, there are seasons of our lives when our housing needs transition too. A key leap is when you realize the need to move to a new house and sell your current one. Most of…
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How to Finance a Non-Warrantable Condo

You’ve found the perfect condo. It’s located in a great part of town, it offers convenient amenities, and it’s a great place for you to call home. But in the process of learning more about the property, you discover that…
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How to Find USDA Homes for Sale

Life in the country offers peace, quietness, and beauty that isn’t always found in the hustle and bustle of cities. Maybe you’ve lived in a rural town your whole life, or perhaps you’re seeking a change of pace and looking…
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How Much of a Down Payment Do You Need to Buy a Home?

Everyone gets excited about buying a new home, but selecting the loan program you’ll use and figuring out how much money you should put down aren’t typically met with as much enthusiasm. While figuring out the financing may not seem…
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What If You Can’t Afford to Buy a Home in Your Area?

Home prices have been steadily increasing, especially throughout the pandemic. In several markets, prices were already high to begin with, leaving many buyers wondering if they’ll ever be able to afford a home in their desired location. On top of…
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