Loan Options
09 2023 March
A Guide to First-Time Homebuyer Programs in 2023
For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process...
Read More
03 2023 March
How to Save on Your Down Payment with an FHLB Grant
We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...
Read More
23 2023 February
What is the FHFA First-Time Homebuyers Rate Discount?
Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...
Read More
16 2023 February
What is a Buydown on a Mortgage?
Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster. ...
Read More
19 2023 January
What Are Non-Conforming Loans and How Do They Work?
As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of...
Read More
10 2022 November
How To Transition from Renter to First-Time Homeowner
Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not...
Read More
13 2022 October
How Much Does It Cost to Build a House?
From the availability of houses on the market, to competition from other buyers, to wanting custom features – there are many reasons you may be...
Read More
04 2022 August
What To Do When Your Appraisal Comes In Lower Than Your Offer
Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a...
Read More
07 2022 July
How Are Mortgage Interest Rates Determined?
There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked...
Read More