Loan Options
03 2023 March
How to Save on Your Down Payment with an FHLB Grant
We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...
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23 2023 February
What is the FHFA First-Time Homebuyers Rate Discount?
Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...
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16 2023 February
What is a Buydown on a Mortgage?
Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster. ...
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19 2023 January
What Are Non-Conforming Loans and How Do They Work?
As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of...
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10 2022 November
How To Transition from Renter to First-Time Homeowner
Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not...
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13 2022 October
How Much Does It Cost to Build a House?
From the availability of houses on the market, to competition from other buyers, to wanting custom features – there are many reasons you may be...
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04 2022 August
What To Do When Your Appraisal Comes In Lower Than Your Offer
Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a...
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07 2022 July
How Are Mortgage Interest Rates Determined?
There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked...
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02 2022 June
Building a House: How to Get Started
Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of...
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