There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…
You’ve gotten pre-approved, found a home you like, and put in your offer. It might feel like you’ve done everything you need to complete your home purchase, but there are a few more steps before the deal is truly sealed.…
Maybe you’re getting ready to move for a job or to be closer to family. Maybe you need more space, so you’re moving up to a bigger house. Maybe you just want to take advantage of the rising value of…
Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of steps that go into constructing a brand new home. Sometimes just figuring out where to…
You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan,…
6 Things You Can Do to Help Your Home Sell Faster Just getting your house on the market can feel like a marathon. You might be trying to get renovations done to increase your asking price or working on staging…
Who doesn’t love getting the best deal? We would say no one. Of course you want to save money on your monthly mortgage payment! The biggest factor to save you money on your home loan once you’ve selected where to…
You already know that you’ll need some money saved up for a down payment for most loan programs. While you can minimize that to as low as 3.5% with FHA loans and down to 3% with some conventional loans, it’s…
Buying a fixer-upper, or a house that needs some renovations, can be a really rewarding experience. Not only do you get more house for your spend, but you’ll build a bond with it – literally. You’ll be investing your time…
You’re ready to start your home buying journey, but even the first step in the process can leave you questioning how you will finance your home purchase. If you’re planning to apply for a qualified mortgage with a W-2 job…