Patrick Settle

Patrick, a seasoned professional with over two decades of dedicated service in the mortgage industry, stands at the helm of First Heritage Mortgage, where homeownership dreams come to fruition. Whether you’re purchasing, building, or refinancing, Patrick’s expertise is the compass…
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David McCarthy

David McCarthy is a dedicated loan officer with First Heritage Mortgage, who has a passion for finance and helping people achieve their dream of homeownership. He holds a Bachelor of Science in Finance from George Mason University, where he developed…
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Frank Perna, Jr.

Growing up in Washington DC, born within a native Washingtonian Family for 5 generations, son of a local developer and general contractor, Frank A. Perna Jr. always understood the value of hard work and dedication. Frank was voted in 2021…
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Amit Kaim

My name is Amit Kaim, and have been a mortgage professional in this competitive mortgage lending industry for over 20 years. In the face of tough competition, I have grown my business by relying on a fundamental basis of professionalism,…
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Jenny Kim

I grew up in Roanoke, VA, and graduated from Virginia Tech, where I obtained my degree in Finance. I pride myself on having a comprehensive knowledge of the wide variety of loan products so I can help each of my…
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Jason Hall

Jason Hall is a seasoned Senior Loan Officer in the Hanover, MD branch. He is a certified 203K and home renovation specialist and is also experienced in construction-to-permanent financing. His favorite part about being a loan officer is the opportunity…
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Ramon Llamas

Ramon Llamas is a friendly and knowledgeable mortgage expert who is passionate about helping his clients achieve homeownership. Whether you’re looking to purchase, refinance, or even build your dream home from the ground up, Ramon is here to help! Give…
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Glenn Harshman

Glenn Harshman, Senior Vice President, is a seasoned loan officer at First Heritage Mortgage with almost 30 years of experience. Glenn focuses on building relationships. His approach is to gain a clear understanding of your financial situation to create customized…
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Paul Lancaster

Paul began his real estate career in 1999 as a paralegal at a law firm in Washington, D.C. In this role, he gained a solid foundation in commercial and residential real estate and became a licensed Realtor in Maryland and…
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Sylvia Bae

Sylvia began her career in the mortgage industry while in college as an intern in Richmond, Virginia. With over 12 years of experience, she uses her extensive knowledge to keep her clients well-informed throughout the mortgage process. Sylvia strives to…
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