David Woldman

With over 36 years of originating mortgages, David takes pride in learning about each customer’s needs and wants with the goal of choosing the best mortgage loan program and rate available to them. During his 36-plus years and over $1.5…
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Michael Cao

Welcome to the official profile of Michael Cao, your trusted Senior Loan Officer at First Heritage Mortgage in the vibrant city of Richmond, VA. With an unwavering commitment to excellence and a wealth of experience in the mortgage industry, Michael…
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Kirk Jennings

Welcome to Kirk Jennings’ official website! Kirk is an accomplished Senior Loan Officer based in the beautiful city of Raleigh, North Carolina. With extensive experience in the financial industry, Kirk is dedicated to providing exceptional mortgage solutions tailored to meet…
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Jill Mendoza

Welcome to the official website of Jill Mendoza, a dedicated Loan Officer at First Heritage Mortgage in Fairfax, VA. With a passion for finance and a commitment to exceptional service, Jill plays a vital role in ensuring a smooth loan…
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Matthew MacDougall

Matthew MacDougall is a seasoned loan officer with over ten years of experience in the mortgage industry. Throughout his career, Matthew has developed a reputation for providing excellent customer service and for his ability to guide clients through the mortgage process…
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Patrick Settle

Patrick, a seasoned professional with over two decades of dedicated service in the mortgage industry, stands at the helm of First Heritage Mortgage, where homeownership dreams come to fruition. Whether you’re purchasing, building, or refinancing, Patrick’s expertise is the compass…
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Frank Perna, Jr.

Growing up in Washington DC, born within a native Washingtonian Family for 5 generations, son of a local developer and general contractor, Frank A. Perna Jr. always understood the value of hard work and dedication. Frank was voted in 2021…
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Michael Murray

Meet Michael Murray, a knowledgeable and dedicated loan officer with a passion for helping families reach their financial goals. With 6 years of experience in the lending industry and a degree in Economics from Hampden-Sydney College, Michael has a deep…
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Amit Kaim

My name is Amit Kaim, and have been a mortgage professional in this competitive mortgage lending industry for over 20 years. In the face of tough competition, I have grown my business by relying on a fundamental basis of professionalism,…
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Jenny Kim

I grew up in Roanoke, VA, and graduated from Virginia Tech, where I obtained my degree in Finance. I pride myself on having a comprehensive knowledge of the wide variety of loan products so I can help each of my…
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