Our Blog for Mortgage Insights, Tips, & News
The latest in our thought leadership on all mortgage-related subjects.
11 2021 February
What Is the Average Down Payment on a House?
When you start thinking about buying a house, you will probably first consider whether you have enough money saved for the down payment. Your down...
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04 2021 February
How to Find a First-Time Homebuyer Program
As you embark on your home buying journey, there are several parts of the process you may not have heard of before. That’s okay! This...
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28 2021 January
What To Expect on Your Loan Estimate
Whether you’re applying for a new home loan or refinancing your current mortgage, you’ll want to know how to compare mortgage options and where to...
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21 2021 January
What is Mortgage Escrow?
Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your...
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14 2021 January
Mortgage Rate Lock: How to Lock In Your Interest Rate
The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost...
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08 2021 January
When Is My First Mortgage Payment Due?
There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing...
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21 2020 December
7 DIY Tips to Keep the Critters Out of Your Home
Our homes become some of the warmest and safest places for many different creepy crawlies during the colder months. During the fall, insects — called...
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17 2020 December
Virginia Housing Names Two First Heritage Mortgage Loan Officers to 2020 Top Producing Loan Officers List
We are thrilled to announce that Virginia Housing (formerly VHDA) has named First Heritage Mortgage loan officers Jeffrey Neilsen and David Bridges Jr. to its...
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10 2020 December
How Adjustable Rate Mortgages Work
When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make...
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