How To Use Your 401(k) to Help Buy Your Home

How To Use Your 401(k) to Help Buy Your Home

You usually hear that it’s imperative to save for retirement as early as you can. That advice will serve you well as you get closer to retirement age and all of that planning starts to become reality. Much of the…
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How Are Mortgage Interest Rates Determined?

There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…
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What Not to Do Before Closing on a House

You’ve gotten pre-approved, found a home you like, and put in your offer. It might feel like you’ve done everything you need to complete your home purchase, but there are a few more steps before the deal is truly sealed.…
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Building a House: How to Get Started

Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of steps that go into constructing a brand new home. Sometimes just figuring out where to…
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Getting Started in Real Estate Investment

So, you’re ready to start investing? You’ve probably saved some money, and you’re well aware that you’re better off investing that capital than letting it sit in a bank account. But the struggle is figuring out the right strategy for…
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When is the Best Time of Year to Sell My House?

When it comes to selling your home, you probably want to follow the same advice most of us have heard about the stock market: buy low and sell high. Appreciation of your home’s value usually happens naturally over time. Still,…
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5 Reasons to Buy a Home This Spring

Springtime brings a welcome change to the temperatures outside, clearing the winter clouds and making way for sunshine. It also brings more houses to the market, making it an ideal time to take that leap and buy your new home.…
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How Inflation Impacts Your Home Buying Journey

Everyone is experiencing the pinch of inflation right now. The U.S. inflation rate is at a 40-year high of 7.5%, as of January 2022. Most consumers across the country have already felt the impact of higher costs in their weekly…
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Why You Should Buy a House in the Winter

You probably think of ice skating or skiing when you think of winter activities, but buying your next home during these cold months could be a winter activity that saves you money and makes the moving process easier. That might…
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Who Pays for Closing Costs?

You already know that you’ll need some money saved up for a down payment for most loan programs. While you can minimize that to as low as 3.5% with FHA loans and down to 3% with some conventional loans, it’s…
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