Buying a Home | First Heritage Mortgage

06 2023 April

Why You Should Use a Local Mortgage Lender

When it comes to buying a home, one of the most important decisions you’ll make is choosing a mortgage lender. While you can work with...

23 2023 March

Renting vs. Buying a House – What’s Right For You?

As you’re looking for a new home or apartment, the first question you usually have to answer is whether or not you’re in the market...

09 2023 March

A Guide to First-Time Homebuyer Programs in 2023

For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process...

03 2023 March

How to Save on Your Down Payment with an FHLB Grant

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...

23 2023 February

What is the FHFA First-Time Homebuyers Rate Discount?

Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...

16 2023 February

What is a Buydown on a Mortgage?

Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster. ...

09 2023 February

FHFA Announces New Conforming Loan Limits for 2023

The Federal Housing Finance Agency (FHFA) recently announced new loan limits for 2023, which will provide more flexibility to homebuyers in high-cost areas. These are...

19 2023 January

What Are Non-Conforming Loans and How Do They Work?

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of...

12 2023 January

Reasons Why We’re Not Headed For a Housing Market Crash

Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past...