Mortgage Rate Lock: How To Know If You Should Lock Your Interest Rate

Mortgage Rate Lock: How To Know If You Should Lock Your Interest Rate

Post The most important factor in your mortgage may be the interest rate. The rate you pay on your mortgage will decide your monthly mortgage payment, as well as the total lifetime cost of your mortgage. Getting the best rate is…
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Keeping Score on Your Credit

Your Credit Score and Your Mortgage The information in your credit report has a huge impact on whether or not you qualify for a mortgage loan and what interest rate a lender will offer. Therefore, it’s important your credit report…
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What You Need to Know: Title and Insurance

The following information is supplied for informational purposes and should not be relied upon as legal definitions. Before you reach the closing day, you will want to make a decision as to how you will “hold title” to the property.…
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Surprised? Don’t Forget About The Closing Costs

Downloadable Home Loan Toolkit Buying a home is an important financial decision that requires careful attention. This toolkit will help you become familiar with the various stages of the home buying process, including Closing Costs. Download this helpful toolkit to…
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The Loan Application Checklist

Printer Friendly Application Checklist Completing the mortgage loan application is now easier than ever and you can start online directly on our website! But before you start, you will need the gather the following items from our checklist. Download our…
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The Last Step Before Ownership: The Final Settlement

The final settlement or closing, is the final step in the transaction. The settlement or closing date is set beforehand and on this date the parties consummate the purchase contract, and ownership of the property is transferred to the buyer. Here are some…
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When Should You Refinance?

What does it cost to Refinance? What are the benefits? Ever heard the old rule of thumb, you should only refinance if your new interest rate is at least two points lower? That may have been true years ago, but with…
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