If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands of dollars. A helpful non-profit to familiarize yourself with if you are searching for a…
Post For many homebuyers, buying a home can be a huge burden. If you’re a first-time homebuyer, this milestone can be an especially stressful and overwhelming time. Fortunately, with help from the right lender, you can navigate the road to homeownership…
Post Are you a homebuyer trying to figure out how much you should put down on your house? Buying a house can be overwhelming, and making your down payment can be especially stressful if you don’t have all the correct information.…
Post The most important factor in your mortgage may be the interest rate. The rate you pay on your mortgage will decide your monthly mortgage payment, as well as the total lifetime cost of your mortgage. Getting the best rate is…
Your Credit Score and Your Mortgage The information in your credit report has a huge impact on whether or not you qualify for a mortgage loan and what interest rate a lender will offer. Therefore, it’s important your credit report…
The following information is supplied for informational purposes and should not be relied upon as legal definitions. Before you reach the closing day, you will want to make a decision as to how you will “hold title” to the property.…
Downloadable Home Loan Toolkit Buying a home is an important financial decision that requires careful attention. This toolkit will help you become familiar with the various stages of the home buying process, including Closing Costs. Download this helpful toolkit to…
Printer Friendly Application Checklist Completing the mortgage loan application is now easier than ever and you can start online directly on our website! But before you start, you will need the gather the following items from our checklist. Click Here…
The final settlement or closing, is the final step in the transaction. The settlement or closing date is set beforehand and on this date the parties consummate the purchase contract, and ownership of the property is transferred to the buyer. Here are some…
What does it cost to Refinance? What are the benefits? Ever heard the old rule of thumb, you should only refinance if your new interest rate is at least two points lower? That may have been true years ago, but with…
