Buying a Home | First Heritage Mortgage

11 2021 February

What Is the Average Down Payment on a House?

When you start thinking about buying a house, you will probably first consider whether you have enough money saved for the down payment. Your down...

04 2021 February

How to Find a First-Time Homebuyer Program

As you embark on your home buying journey, there are several parts of the process you may not have heard of before. That’s okay! This...

28 2021 January

What To Expect on Your Loan Estimate

Whether you’re applying for a new home loan or refinancing your current mortgage, you’ll want to know how to compare mortgage options and where to...

21 2021 January

What is Mortgage Escrow?

Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your...

14 2021 January

Mortgage Rate Lock: How to Lock In Your Interest Rate

The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost...

08 2021 January

When Is My First Mortgage Payment Due?

There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing...

10 2020 December

How Adjustable Rate Mortgages Work

When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make...

04 2020 December

Home Appraisals 101: What You Need to Know

Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process. Lenders typically require a...

24 2020 November

How Property Tax Works

Homeownership comes with its own set of obligations that you may not have otherwise known about. You will undoubtedly factor in your down payment and...