Who Qualifies for a VHDA Loan?

Who Qualifies for a VHDA Loan?

Post Who Qualifies for a VHDA Loan? Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and saving to be able to afford a down payment. Luckily, there are plenty of government…
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7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…
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5 Reasons You Need to Talk Your Lender First

Post Before beginning the home search, talking with a lender is a crucial move. Not only will you know the exact amount of home you can afford, but you’ll also have all your necessary documents in order which gives you an…
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5 Smart Ways to Use Your Tax Refund

Post Receiving a check from the IRS is exciting – but making the decision on what to actually do with the extra money in your pocket can be difficult. You worked hard for your tax refund, so now it’s your refund’s…
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Everything You Need to Know About Gift Funds

Post Despite being able to afford the monthly mortgage payments, occasionally potential buyers avoid a home purchase because they lack the funds for a down payment. Many home buyers struggle scrapping up money for a down payment – which is why…
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Navigating the Homebuying Journey: A Guide for the First-Time Homebuyer

Post For many homebuyers, buying a home can be a huge burden. If you’re a first-time homebuyer, this milestone can be an especially stressful and overwhelming time. Fortunately, with help from the right lender, you can navigate the road to homeownership…
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5 Things You Should Know Prior to Making a Down Payment on a House

Post Are you a homebuyer trying to figure out how much you should put down on your house? Buying a house can be overwhelming, and making your down payment can be especially stressful if you don’t have all the correct information.…
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Keeping Score on Your Credit

Your Credit Score and Your Mortgage The information in your credit report has a huge impact on whether or not you qualify for a mortgage loan and what interest rate a lender will offer. Therefore, it’s important your credit report…
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