As you embark on your home buying journey, there are several parts of the process you may not have heard of before. That’s okay! This is when your loan officer will step in and be your guide to make the…
Home of the Liberty Bell and cheesesteaks, Pennsylvania is a place where several individuals find their dream home. If you’re thinking about buying a home in the Keystone State, we want to let you know that the state of Pennsylvania…
So you want to purchase a home in Maryland. Congratulations! Becoming a homeowner can mean greater stability, more control over how you live, a stronger sense of community, and the potential for building equity and wealth for the future. This…
For both first-time homebuyers and move-up buyers in North Carolina, the North Carolina Housing Finance Agency (NCHFA) is a fantastic option that offers stable, fixed-rate mortgage options with fantastic benefits. Qualified buyers may be eligible to take advantage of the…
When considering the out-of-pocket expenses needed to purchase a home, a common misconception is that you will only need to cover the down payment. Many homebuyers find at the end of the home buying process that they did not account…
Exciting news for first-time homebuyers in Virginia: the Virginia Housing Development Authority (VHDA) has announced higher income and sales price/loan limits. The changes will take effect with new applications beginning September 5, 2019. Thanks to the increased limits, more first-time…
Who Qualifies for a VHDA Loan? Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and saving to be able to afford a down payment. Luckily, there are plenty of government…
Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…
Before beginning the home search, talking with a lender is a crucial move. Not only will you know the exact amount of home you can afford, but you’ll also have all your necessary documents in order, which gives you an…
Receiving a check from the IRS is exciting – but making the decision on what to actually do with the extra money in your pocket can be difficult. You worked hard for your tax refund, so now it’s your refund’s…
