First-time Homebuyer | First Heritage Mortgage

12 2023 October

What You Need to Know About the New Fannie Mae Credit Score Averaging

Purchasing a house is a huge milestone for anyone, especially for co-borrowers buying a home together for the first time. It used to be challenging...

14 2023 September

What Does Under Contract Mean, and What Are Contingencies?

If you’re buying a home for the first time, or even for the first time in a while, it’s helpful to review the different steps...

06 2023 July

How to Decide if You Should Buy a New Construction Home or a Fixer-Upper

Buying a house is one of the most significant financial decisions that most people will make. So, of course, you want to be fully confident...

18 2023 May

How To Increase Your Mortgage Pre-Approval Amount

When starting out on your home buying journey, especially when you’re looking to purchase your first home, it’s important to figure out how much of...

06 2023 April

Why You Should Use a Local Mortgage Lender

When it comes to buying a home, one of the most important decisions you’ll make is choosing a mortgage lender. While you can work with...

23 2023 March

Renting vs. Buying a House – What’s Right For You?

As you’re looking for a new home or apartment, the first question you usually have to answer is whether or not you’re in the market...

09 2023 March

A Guide to First-Time Homebuyer Programs in 2023

For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process...

03 2023 March

How to Save on Your Down Payment with an FHLB Grant

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...

23 2023 February

What is the FHFA First-Time Homebuyers Rate Discount?

Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...