What If You Can’t Afford to Buy a Home in Your Area?

What If You Can’t Afford to Buy a Home in Your Area?

Home prices have been steadily increasing, especially throughout the pandemic. In several markets, prices were already high to begin with, leaving many buyers wondering if they’ll ever be able to afford a home in their desired location. On top of…
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Should You Buy a Starter Home?

You’re already visualizing your dream: owning your own house. A space for you to call your own. A place you can design to truly be your own. That’s the goal for many new homeowners. You might be fortunate enough to…
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How Much Mortgage Can You Afford?

Whether you’re buying your first home or upgrading to suit your current needs, the first step in the process for many buyers is determining their purchase limit and what financing they can qualify for. Part of this calculation depends on…
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How to Set a Budget to Buy Your First Home

Everyone gets excited about buying a home, and even more so if it’s your first. For most buyers, it’s fun to go to open houses and take a look at all that’s out there on the market. You get lots…
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How to Choose a Mortgage Lender

Purchasing a home, whether it’s your first or you’re moving to one better suited to your current needs, is an exciting time! Many buyers enjoy the house-hunting process and finding the right home for their needs and budget. A part…
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First Heritage Mortgage Celebrates National Homeownership Month with Resources for Achieving and Enjoying Homeownership

June is National Homeownership Month! To celebrate, we’ve put together this digest of our best resources for both achieving and enjoying homeownership. Tips for Achieving Homeownership Becoming a homeowner can feel like a lot of work. You’ve got to plan…
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What Are Mortgage Points?

When you’re financing a house, there are many terms and processes you might not be familiar with, especially if you’re a first-time buyer. Most buyers consider their interest rate the single most important aspect of their loan, so getting the…
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What is the Point of an HOA?

If you live in a condominium, townhouse, or a single-family home in a planned development, chances are you have a homeowner’s association (HOA). HOAs offer key benefits that people enjoy in their communities, such as managing maintenance, maintaining the exterior…
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How to Choose a Moving Company

While settling into a new home can seem exciting, it also brings its own set of concerns. On top of getting familiar with the area and making sure your home purchase goes smoothly, you also have to get ready for…
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Why You Need A Real Estate Agent

If you’re looking to buy a house, chances are you’ve already started the process by searching online. There are a seemingly endless number of platforms and services on the web today that make finding your new home easier and quicker…
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