First-time Homebuyer | First Heritage Mortgage

12 2023 January

Reasons Why We’re Not Headed For a Housing Market Crash

Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past...

29 2022 December

Should You Buy a House Now or Wait?

Even during the best economic times, it can be hard to feel fully confident in being ready to buy your first home. There’s a lot...

10 2022 November

How To Transition from Renter to First-Time Homeowner

Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not...

27 2022 October

What To Expect The Week of Closing on Your House

You’re almost there! You’ve worked with your loan officer to find the best loan program for you, found a house you love, and got your...

01 2022 September

How Long Does It Take to Get Mortgage Pre-Approval?

The very first step in buying a home is making the decision that you’re ready to buy. The next step after that is determining how...

28 2022 April

What Does a Real Estate Agent Do?

You often hear that you shouldn’t sell your home without the help of a real estate agent, or that you need an agent to help...

14 2022 April

How to Calculate Your LTV Ratio

You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture...

24 2022 March

When is the Best Time of Year to Sell My House?

When it comes to selling your home, you probably want to follow the same advice most of us have heard about the stock market: buy...

17 2022 March

5 Reasons to Buy a Home This Spring

Springtime brings a welcome change to the temperatures outside, clearing the winter clouds and making way for sunshine. It also brings more houses to the...