The District of Columbia is a special place. It’s the United States’ capital – the center of all the action for the federal government. It’s also an international city, home to embassies of nations from around the globe. Even its…
It’s almost time for your favorite day in the loan process: closing! As your closing date draws near, there is a lot of information coming at you fast. An important step before that final milestone is receiving your closing disclosure.…
You’ve decided to buy a new home, and like a majority of Americans, that means you’re also signing up for a mortgage. A mortgage can be a great thing for your credit history. In today’s market, interest rates are also…
Buying a home is easily one of the most significant financial decisions you’ll make throughout your life. It requires planning, saving, and the right timing. But what factors should you consider when planning the timing of your home purchase? As…
When you start thinking about buying a house, you will probably first consider whether you have enough money saved for the down payment. Your down payment is an important part of the mortgage process. It plays a role in determining…
As you embark on your home buying journey, there are several parts of the process you may not have heard of before. That’s okay! This is when your loan officer will step in and be your guide to make the…
Whether you’re applying for a new home loan or refinancing your current mortgage, you’ll want to know how to compare mortgage options and where to look for the specifics of your loan offer. After completing your mortgage application, you will…
Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your property taxes and insurance. As a seller, it provides a layer of protection for the…
There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing of other steps in the mortgage process. Your closing date will determine when your first…
When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make is whether to go with a fixed rate mortgage or an adjustable rate mortgage (ARM). …