When you get a mortgage, there is much to consider. One of the biggest decisions a borrower will make is whether to choose a fixed-rate mortgage, or an adjustable-rate mortgage (ARM). While both loans have their benefits, you should begin…
Buying a home is one of the largest financial investments a person will make in their lifetime, which is why most people need a mortgage to help them get into the property they’ve always dreamed of owning. If you are…
If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands of dollars. A helpful non-profit to familiarize yourself with if you are searching for a…
For many homebuyers, buying a home can be a huge burden. If you’re a first-time homebuyer, this milestone can be an especially stressful and overwhelming time. Fortunately, with help from the right lender, you can navigate the road to homeownership…
Are you a homebuyer trying to figure out how much you should put down on your house? Buying a house can be overwhelming, and making your down payment can be especially stressful if you don’t have all the correct information.…
The most important factor in your mortgage may be the interest rate. The rate you pay on your mortgage will decide your monthly mortgage payment, as well as the total lifetime cost of your mortgage. Getting the best rate is…
The following information is supplied for informational purposes and should not be relied upon as legal definitions. Before you reach the closing day, you will want to make a decision as to how you will “hold title” to the property.…
Downloadable Home Loan Toolkit Buying a home is an important financial decision that requires careful attention. This toolkit will help you become familiar with the various stages of the home buying process, including Closing Costs. Download this helpful toolkit to…
Printer Friendly Application Checklist Completing the mortgage loan application is now easier than ever and you can start online directly on our website! But before you start, you will need the gather the following items from our checklist. Click Here…
The final settlement or closing, is the final step in the transaction. The settlement or closing date is set beforehand and on this date the parties consummate the purchase contract, and ownership of the property is transferred to the buyer. Here are some…
