First-time Homebuyer | First Heritage Mortgage

01 2019 August

Who Qualifies for a VHDA Loan?

Who Qualifies for a VHDA Loan? Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and...

20 2019 July

7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for...

13 2019 June

5 Reasons You Need to Talk Your Lender First

Before beginning the home search, talking with a lender is a crucial move. Not only will you know the exact amount of home you can...

09 2019 April

Everything You Need to Know About Gift Funds

Despite being able to afford the monthly mortgage payments, occasionally potential buyers avoid a home purchase because they lack the funds for a down payment....

08 2019 March

How Does a Home Inspection Work?

What is a Home Inspection? Buying a home is typically one of the biggest investments a person will make in their life, which is why...

30 2019 January

How a Fixed-Rate Mortgage Works

When you get a mortgage, there is much to consider. One of the biggest decisions a borrower will make is whether to choose a fixed-rate...

22 2019 January

What is a Mortgage Amortization Schedule?

Buying a home is one of the largest financial investments a person will make in their lifetime, which is why most people need a mortgage...

13 2018 November

How Does a Mortgage Credit Certificate from the VHDA Work?

If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands...

13 2018 June

Navigating the Homebuying Journey: A Guide for the First-Time Homebuyer

For many homebuyers, buying a home can be a huge burden. If you’re a first-time homebuyer, this milestone can be an especially stressful and overwhelming...