Have you questioned, “How many times can I refinance my home?” The short answer is that you can refinance your loan as many times as it makes sense for you to do so. But what does that mean? You are…
It’s almost time for your favorite day in the loan process: closing! As your closing date draws near, there is a lot of information coming at you fast. An important step before that final milestone is receiving your closing disclosure.…
You’ve decided to buy a new home, and like a majority of Americans, that means you’re also signing up for a mortgage. A mortgage can be a great thing for your credit history. In today’s market, interest rates are also…
When you start thinking about buying a house, you will probably first consider whether you have enough money saved for the down payment. Your down payment is an important part of the mortgage process. It plays a role in determining…
As you embark on your home buying journey, there are several parts of the process you may not have heard of before. That’s okay! This is when your loan officer will step in and be your guide to make the…
Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your property taxes and insurance. As a seller, it provides a layer of protection for the…
The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost of your mortgage. Getting the best rate is crucial to your home buying journey. Understanding…
When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make is whether to go with a fixed rate mortgage or an adjustable rate mortgage (ARM). …
Does refinancing your home make sense for you? If you’re unsure, you’ve come to the right place. While many think the purpose of refinancing is to take advantage of lower rates, there are several reasons why homeowners choose to refinance.…
The West Virginia Housing Development Fund: Everything You Need to Know Often referred to as the Mountain State and known for its scenic views, West Virginia is a place many people look to reside in. If you’re considering purchasing a…