Patrick Settle

Patrick, a seasoned professional with over two decades of dedicated service in the mortgage industry, stands at the helm of First Heritage Mortgage, where homeownership dreams come to fruition. Whether you’re purchasing, building, or refinancing, Patrick’s expertise is the compass…
Read More

Norman Bocci

Norman was originally born in Michigan, but only spent six months there before his father was stationed in Europe. At the age of 8, Florida became his home and has resided in Brevard County, ever since. He is a very…
Read More

Frank Perna, Jr.

Growing up in Washington DC, born within a native Washingtonian Family for 5 generations, son of a local developer and general contractor, Frank A. Perna Jr. always understood the value of hard work and dedication. Frank was voted in 2021…
Read More

Amit Kaim

My name is Amit Kaim, and have been a mortgage professional in this competitive mortgage lending industry for over 20 years. In the face of tough competition, I have grown my business by relying on a fundamental basis of professionalism,…
Read More

Jenny Kim

I grew up in Roanoke, VA, and graduated from Virginia Tech, where I obtained my degree in Finance. I pride myself on having a comprehensive knowledge of the wide variety of loan products so I can help each of my…
Read More

Glenn Harshman

Glenn Harshman, Senior Vice President, is a seasoned loan officer at First Heritage Mortgage with almost 30 years of experience. Glenn focuses on building relationships. His approach is to gain a clear understanding of your financial situation to create customized…
Read More

Sylvia Bae

Sylvia began her career in the mortgage industry while in college as an intern in Richmond, Virginia. With over 12 years of experience, she uses her extensive knowledge to keep her clients well-informed throughout the mortgage process. Sylvia strives to…
Read More

Ryan Zacrep

As a loan officer, I want you to know that I am here with you every step of the way through the home buying process. With years of experience, I ensure you will have all of the tools to make…
Read More

Jim Sarver

Hello and welcome to my page! I am an experienced loan officer with a deep passion for walking clients through the home buying process, as well as forming great relationships with my customers and business partners. My time in the…
Read More

Jeremy Evans

Jeremy has been in the mortgage industry for over 20 years. He has used this experience to assist homebuyers with the purchase of their dream home. Whether it is finding the perfect fit for the homebuyer who needs down payment…
Read More