James Maddox

Welcome to the official bio page of James Maddox, a distinguished Senior Loan Officer at First Heritage Mortgage in Atlanta. With an illustrious career spanning nearly two decades in the mortgage industry, James has earned a reputation as a trusted…
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Karen Hall

With 20+ years of experience, Karen began her career in South Carolina, then moving from Hilton Head to Atlanta. She takes great pride in understanding the unique financial needs of each potential purchaser and customizing the right mortgage solution that…
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Kirk Jennings

Welcome to Kirk Jennings’ official website! Kirk is an accomplished Senior Loan Officer based in the beautiful city of Raleigh, North Carolina. With extensive experience in the financial industry, Kirk is dedicated to providing exceptional mortgage solutions tailored to meet…
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Patrick Settle

Patrick, a seasoned professional with over two decades of dedicated service in the mortgage industry, stands at the helm of First Heritage Mortgage, where homeownership dreams come to fruition. Whether you’re purchasing, building, or refinancing, Patrick’s expertise is the compass…
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Frank Perna, Jr.

Growing up in Washington DC, born within a native Washingtonian Family for 5 generations, son of a local developer and general contractor, Frank A. Perna Jr. always understood the value of hard work and dedication. Frank was voted in 2021…
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Amit Kaim

My name is Amit Kaim, and have been a mortgage professional in this competitive mortgage lending industry for over 20 years. In the face of tough competition, I have grown my business by relying on a fundamental basis of professionalism,…
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Jenny Kim

I grew up in Roanoke, VA, and graduated from Virginia Tech, where I obtained my degree in Finance. I pride myself on having a comprehensive knowledge of the wide variety of loan products so I can help each of my…
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Josh Stader

Josh prides himself on his effective communication, being easy to reach and solution-oriented. Josh is an expert when it comes to first-time homebuyers, VA lending, and new construction lending. He earned an award as a “VA Lending Specialist” in 2022.…
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Jason Hall

Jason Hall is a seasoned Senior Loan Officer in the Hanover, MD branch. He is a certified 203K and home renovation specialist and is also experienced in construction-to-permanent financing. His favorite part about being a loan officer is the opportunity…
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Sharon Pierson

Sharon Pierson is a neighborly and knowledgeable mortgage expert based in Augusta, Georgia. She is passionate about getting to know each of her clients in order to provide mortgage solutions tailored to their unique needs and goals.   Whether you’re…
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