Patrick Settle

Patrick, a seasoned professional with over two decades of dedicated service in the mortgage industry, stands at the helm of First Heritage Mortgage, where homeownership dreams come to fruition. Whether you’re purchasing, building, or refinancing, Patrick’s expertise is the compass…
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Frank Perna, Jr.

Growing up in Washington DC, born within a native Washingtonian Family for 5 generations, son of a local developer and general contractor, Frank A. Perna Jr. always understood the value of hard work and dedication. Frank was voted in 2021…
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Vivian Daniel

Vivian had been in the mortgage industry since 1996, but in 2006 began a new career as a Director of Operations for a holding company and IT firm, providing software solutions for government agencies.  Seven years later, in 2013, Vivian…
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