Buying a Home
23 2023 February
What is the FHFA First-Time Homebuyers Rate Discount?
Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...
Read More
16 2023 February
What is a Buydown on a Mortgage?
Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster. ...
Read More
09 2023 February
FHFA Announces New Conforming Loan Limits for 2023
The Federal Housing Finance Agency (FHFA) recently announced new loan limits for 2023, which will provide more flexibility to homebuyers in high-cost areas. These are...
Read More
19 2023 January
What Are Non-Conforming Loans and How Do They Work?
As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of...
Read More
12 2023 January
Reasons Why We’re Not Headed For a Housing Market Crash
Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past...
Read More
29 2022 December
Should You Buy a House Now or Wait?
Even during the best economic times, it can be hard to feel fully confident in being ready to buy your first home. There’s a lot...
Read More
01 2022 September
How Long Does It Take to Get Mortgage Pre-Approval?
The very first step in buying a home is making the decision that you’re ready to buy. The next step after that is determining how...
Read More
04 2022 August
What To Do When Your Appraisal Comes In Lower Than Your Offer
Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a...
Read More
28 2022 July
How To Use Your 401(k) to Help Buy Your Home
You usually hear that it’s imperative to save for retirement as early as you can. That advice will serve you well as you get closer...
Read More