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Posts:

• FHM Ranked A 2022 Top Workplace in Washington Post
• 3 Ways to Spruce up the Interior of Your Home
• 4 Tips for a Safe Move During the Coronavirus Outbreak
• 4 Ways to Celebrate Earth Day from Home
• 4 Ways to Prep Your Home for the School Year
• 5 DIY Projects That Add Value to Your Home
• 5 Home Office Design Tips
• 5 Popular Home Improvement Projects
• 5 Reasons to Buy a Home This Spring
• Not Sure If You Should Renovate? Here Are 5 Reasons Why People Do.
• 5 Reasons You Need to Talk Your Lender First
• 5 Smart Ways to Use Your Tax Refund
• 5 Things You Should Know About Non-Qualified Mortgages
• 5 Things You Should Know Prior to Making a Down Payment on a House
• 5 Things You’ll Want to Know When Building a Custom Home
• 5 Tips for Buying a Second Home
• 5 Tips for Getting Your Home Ready for the Holidays
• 5 Ways to Make Your Home Spotless This Summer
• 5 Ways to Make Your Living Room Feel Larger
• 5 Ways You Can Keep Your Home Cool This Summer
• 6 Fireworks Safety Tips for your Backyard Fourth of July Celebration
• 6 Home DIY Projects for Wintertime
• 7 DIY Tips to Keep the Critters Out of Your Home
• 7 Home Staging Tips to Help Sell Your Home Faster
• 7 Mortgage Myths Debunked
• 7 Reasons Your Mortgage Was Declined
• 7 Spring Cleaning Tips to Make Your Home Feel Fresh
• 7 Tips for Throwing the Perfect Backyard Party
• 8 Loan Program Tips Every Real Estate Agent Should Know
• 8 Tips to Help Your Dog Stay Calm During Home Renovations
• A Guide to First-Time Homebuyer Programs in 2023 
• A Guide to First-Time Homebuyer Programs in 2024
• All Eyes on the Fed
• Also sprach Zarathustra (I mean Chairman Powell).
• And the Fed has spoken
• As a First-Time Buyer, Should I Buy, Build, or Renovate? 
• Back to the Basics
• Beginner’s Guide to Property Management – How to Rent Out Your Home
• When is the Best Time of Year to Sell My House?
• Building a House: How to Get Started
• Buying a Home in Pennsylvania? Start Here.
• Can You Get a Mortgage After Bankruptcy?
• Cash to Close: What You Need to Know
• First Heritage Mortgage Celebrates National Homeownership Month with Resources for Achieving and Enjoying Homeownership
• Celebrating 25 Years of First Heritage Mortgage
• Celebrating Women’s History Month at First Heritage Mortgage
• First Heritage Mortgage Employees Donate More Than $50,000 to Children’s Miracle Network in 2018
• Christmas in July!
• Co-Borrower vs. Co-Signer: Which One is Right for You?
• Columbia Loan Officers Recognized as 2023 REGAL Award Winners 
• COVID-19 Update
• What’s the Difference Between Interest Rate and APR?
• DIY Projects to Make Your Pet Feel at Home
• Does Applying for a Mortgage Hurt My Credit?
• Does Your Client Have Questions About Financing?
• Election is over… Finally!
• Electric Vehicle Solutions for Your Home
• Essential Tech for Real Estate Agents
• Everything that happens before an election is about the election.
• Everything You Need to Know About Bridge Loans
• Everything You Need to Know About Gift Funds
• First Heritage Mortgage & Lindsay Witt Voted 2021 Family Favorites in CharlottesvilleFamily Magazine
• Fannie Mae and Freddie Mac Announce New Refinance Programs for Low-Income Families
• Fed rate cuts on my mind.
• FHA 203(k) Loans: Standard vs. Limited
• FHFA Announces New Conforming Loan Limits for 2023
• FHFA Eliminates Adverse Market Refinance Fee
• FHFA Announces New Loan Limits for 2019
• First Heritage Mortgage Celebrates 25th Anniversary
• First Heritage Mortgage Named one of the Best Mortgage Companies to Work For in National Ranking 4 Years Running
• First Heritage Mortgage Named A Top Lender by Maryland Department of Housing and Community Development
• First Heritage Mortgage Opens Second Branch in Charlottesville, Virginia
• First Heritage Mortgage Restructures Leadership Team to Support Growth Plan
• First Heritage Mortgage rises to No. 4 Best Mortgage Company to Work For in National Ranking
• The Last Step Before Ownership: The Final Settlement
• First Heritage Mortgage Announces Banks Gatchel as President
• First Heritage Mortgage Announces Bethesda Branch Relocation
• First Heritage Mortgage Announces Steven Lagana as President
• First Heritage Mortgage Awarded 2019 Best Mortgage Companies to Work For
• First Heritage Mortgage Grows Team at a Record Pace 
• First Heritage Mortgage in Top 50 Mortgage Companies for 2023 
• First Heritage Mortgage Joins Children’s National Campaign to “Make March Matter” for Children’s Health in D.C.
• First Heritage Mortgage Named a Fastest-Growing Company in 2021 by the Washington Business Journal
• First Heritage Mortgage Named Among Top 10 Best Mortgage Companies to Work For
• First Heritage Mortgage Named One of the Largest Private Companies in Greater D.C.
• First Heritage Mortgage Opens New Branch in Alexandria, Virginia 
• First Heritage Mortgage Opens New Branch in Augusta, Georgia
• First Heritage Mortgage Opens New Branch in Cary, NC
• First Heritage Mortgage Opens New Branch in Columbia, SC
• First Heritage Mortgage Opens New Branch in Dunkirk, Maryland 
• First Heritage Mortgage Opens New Branch in Hanover, MD
• First Heritage Mortgage, LLC Names Phil Denfeld Executive Vice President of Corporate Operations
• First Heritage Mortgage Opens New Branch in Wake Forest, NC
• Get Your Back Yard Ready for Summer
• Getting a Loan for a Rental Property: The Requirements
• Getting Ready to Sell Your Home
• Getting Started in Real Estate Investment
• Getting Your Offer Accepted in a Seller’s Market
• Home Appraisals During COVID-19
• Home Appraisals 101: What You Need to Know
• Home Maintenance Basics for New Homeowners
• Home Maintenance Checklist for Spring
• HousingWire Names Erica Goodwin a 2024 Marketing Leader 
• How a Fixed-Rate Mortgage Works
• How a Recession Affects the Housing Market
• How Adjustable Rate Mortgages Work
• How an FHA 203(k) Loan Can Help You Buy a Home and Finance Renovations
• How Are Mortgage Interest Rates Determined?
• How the DC Open Doors Program Helps First-Time Buyers
• How Do I Know Who Owns My Mortgage?
• How Does a Home Equity Loan Work?
• How Does a Home Inspection Work?
• How Does a Mortgage Credit Certificate from the VHDA Work?
• How Does the Fed Rate Hike Affect Homebuyers?
• How Does the Fed Rate Increase Affect Mortgages?
• How Does the September Fed Rate Increase Impact Mortgages?
• How Inflation Impacts Your Home Buying Journey
• How Long Does It Take to Buy a House?
• How Long Does It Take to Get Mortgage Pre-Approval?
• How Much Does It Cost to Build a House?
• How Much Mortgage Can You Afford?
• How Much of a Down Payment Do You Need to Buy a Home?
• How Often Can You Refinance?
• How Property Management Services Keep Your Investments Running Smoothly 
• How Property Tax Works
• How South Carolina Makes Buying A Home Easy
• How the $2 Trillion COVID-19 Stimulus Bill Impacts You
• How the Fed’s Emergency Rate Cut Affects Mortgage Rates
• How the West Virginia Housing Development Fund Makes Homeownership Affordable
• How To Avoid Buying a Haunted House
• How To Budget for a Home Renovation
• How to Buy a Home While Serving in the Military
• How to Buy a House in a Competitive Market
• How to Calculate Your LTV Ratio
• How to Choose a Mortgage Lender
• How to Choose a Moving Company
• How To Choose A Quality Home Builder
• How To Choose A Real Estate Agent
• How to Deal with High Mortgage Interest Rates 
• How to Decide if Buying a Townhouse is Right for You
• How to Decide if You Should Buy a New Construction Home or a Fixer-Upper
• How to Finance a Non-Warrantable Condo
• How to Find a First-Time Homebuyer Program
• How to Find Houses for Sale
• How to Find Out What School District Your Home Is In
• How to Find USDA Homes for Sale
• How to Get Your Home Garden Ready for Spring
• How to Improve Your Chance of Getting Approved for a Mortgage
• How to Improve Your Home’s Energy Efficiency
• How To Increase Your Mortgage Pre-Approval Amount
• How to Prep Your Home for a Hurricane
• How to Prep Your Home for Winter
• How to Protect Yourself from Real Estate Scams 
• How to Qualify for a Mortgage When You’re Self-Employed
• How to Read Your Closing Disclosure
• How to Reduce Mortgage Insurance Premiums on FHA Loans
• How to Refresh Your Home and Create the Best Home Office
• How to Save on Your Down Payment with an FHLB Grant
• How to Sell Your House and Buy a New One at the Same Time
• How to Set a Budget to Buy Your First Home
• How to Set Up a Home Gym
• How to Set Up Your House Like a Golf Pro
• How to Stay Connected While Social Distancing
• How To Transition from Renter to First-Time Homeowner
• How To Use Your 401(k) to Help Buy Your Home
• Avoid Cabin Fever with These Fun Tips
• How You Can Avoid Private Mortgage Insurance
• Important Things Your Remodeling Contract Should Have
• Increase the Value of Your Home With These 10 Quick Fixes
• Inflation as expected going into jobs week
• Inflation is back in the crosshairs.
• Interior Design Color Theory: Everything You Need to Know About the 60-30-10 Rule
• Is Now the Right Time to Refinance?
• Jobs report shocks the market.
• First Heritage Mortgage’s Joe Dunn Appointed to the Virginia Appraisal Board by Governor Youngkin 
• Landscaping Ideas for the Front of Your House
• Low-Cost Ways to Improve the Appeal of a Home
• Maryland Mortgage Program: What You Should Know
• Mortgage Forbearance: Weigh the Pros and Cons
• Mortgage Rate Lock: How To Know If You Should Lock Your Interest Rate
• Mortgage Rate Lock: How to Lock In Your Interest Rate
• Navigating the Homebuying Journey: A Guide for the First-Time Homebuyer
• NC Home Advantage Mortgage: What You Need to Know
• First Heritage Mortgage Opens New Branch Office in Atlanta, GA
• First Heritage Mortgage Opens New Branch in Charlotte, North Carolina
• First Heritage Mortgage Opens New Branch in Virginia Beach, VA
• First Heritage Mortgage Opens New Branch in Tampa, Florida
• First Heritage Mortgage Appoints Otway Wallace EVP, Southeast Regional Manager
• Pay Off Your Mortgage Early: Easy Tricks Anyone Can Use
• The Perfect Time to Purchase a Home
• Practical Renovations for the Best Feng Shui
• Protect Yourself from Scams During COVID-19
• Protecting Your Credit During the COVID-19 Crisis
• Pullbacks are normal.
• Reasons Why We’re Not Headed For a Housing Market Crash
• Remodeling Your Kitchen? Start Here.
• Renting vs. Buying a House – What’s Right For You?
• Retail sales strong, but for how long?
• First Heritage Mortgage Names Roshan Alavi EVP, Operations
• Senior Loan Officer Aaron Simmons Awarded MBA Path to Diversity Scholarship
• Should I Buy a House Now: Important Things To Consider
• Should You Buy a House Now or Wait?
• Should You Buy a Starter Home?
• Should You Finance with an Adjustable Rate Mortgage?
• Should You Flip Your Investment Property or Rent It Out?
• Spending is key.
• Tax Cuts And Jobs Act Impact on Housing
• The 9 Things to Consider When Buying a Rental Property 
• The Best Benefits of a VA Loan
• Surprised? Don’t Forget About The Closing Costs
• The Complete Guide to Your Mortgage Refinance
• The Loan Application Checklist
• The Top 9 Rules For Your Bathroom Renovation
• The Ultimate Guide to Home Renovations
• Throwing an Unforgettable New Year’s Eve Party
• Timeless Style for Your New Home
• ‘Tis the Season for Seasonal Adjustments.
• What You Need to Know: Title and Insurance
• Use Your Stimulus Check to Improve Your Home
• VHDA Announces Increased Income and Sales Price Limits
• Two First Heritage Mortgage Loan Officers Named to VHDA’s 2018 Top Producers List
• Virginia Housing Names Two First Heritage Mortgage Loan Officers to 2020 Top Producing Loan Officers List
• West Virginia Real Estate: The Most Affordable Housing Market in 2024
• What Are Mortgage Closing Costs?
• What Are Mortgage Points?
• What Are Non-Conforming Loans and How Do They Work?
• What Areas Qualify for a USDA Loan?
• What Does a Real Estate Agent Do?
• What Does the New FICO® 10 Credit Score Mean for Homebuyers?
• What Does Under Contract Mean, and What Are Contingencies?
• What Happens During the Underwriting Process?
• What If You Can’t Afford to Buy a Home in Your Area?
• What is a Buydown on a Mortgage?
• What is a Cash-Out Refinance?
• What Is a Conventional Loan?
• What is a Jumbo Loan?
• What is a Mortgage Amortization Schedule?
• What is a Non-Qualified Mortgage?
• What is a Non-Warrantable Condo?
• What Is An Extended Rate Lock?
• What is an FHA Loan?
• What is an ITIN Loan?
• What is Mortgage Escrow?
• What Is the Average Down Payment on a House?
• What is the FHFA First-Time Homebuyers Rate Discount?
• What is the Georgia Dream Program?
• What is the Point of an HOA?
• What Not to Do Before Closing on a House
• What Questions Should You Ask When Deciding on a Mortgage Lender?
• What the Realtor Settlement Means for Homebuyers and Sellers 
• What To Do When Your Appraisal Comes In Lower Than Your Offer
• What To Expect on Your Loan Estimate
• What To Expect The Week of Closing on Your House
• What to Know About Buying a Foreclosed Home
• What You Need to Know About the 2024 Conforming Loan Limits
• What You Need to Know About the New Fannie Mae Credit Score Averaging
• What’s a replacement?
• When Is My First Mortgage Payment Due?
• When is the Right Time to Refinance Your Mortgage?
• When Should You Refinance?
• Who Pays for Closing Costs?
• Who Qualifies for a VHDA Loan?
• Why Isn’t My House Selling?
• Why You Need A Real Estate Agent
• Why You Should Buy a House in the Winter
• Why You Should Get Pre-Qualified for a Mortgage
• Why You Should Use a Local Mortgage Lender
• Working From Home? Here Are 7 Tips to Help You
• Keeping Score on Your Credit
• Your Home Equity – 3 Ways To Tap Into It and 4 Ways To Best Use It